Budgeting Money Tips For Working From Home

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Due to the current crisis, most of us are finding ourselves working from home. Which on the one hand, maybe a great way to save money and even spend more time with our families but on the other hand there may be some other financial issues you may find yourself running into. With our current money issues, we can all benefit from a few small changes to help us save a few dollars here and there. So I have put together a list of budgeting money tips to help you minimize some of your spending costs and keep more money in your pockets.

Online Shopping

When you work from a computer, chances are you do more than just work. There are many temptations online and one of them is online advertisements.

All it takes is one distraction for me and I will find myself on a site shopping for something I don’t really need. Let’s face it how many of us do this same thing.

Now I can tell you the best advice is simple, just don’t do it. However, it is easy to say I won’t do it when the distractions are always going to be there.

One way to help you fight those distractions is to block shopping sites altogether. So on the computer you use to perform work do exactly that and don’t use it to bookmark shopping sites. That way it will be easier to stay focused.

Food and Drink

A survey performed in 2012 by accounting principles showed that people spent more than $10 a week on coffee when going to work, now that is a lot of money to save. However, did you know that you can also save money at only using the kettle to boil your water when you need to?

Another great tip is to prepare your shopping list ahead of time. Spend some time preparing your meal plan for the week and then write a list (according to a set budget) and stick to it when you are in the store.

Stating your own garden while you have the extra time on your hands would save you tons of money. Plus, it is beneficial to your health and it is a great workout.


Whether working from home or away from home, there is always room to save money on our utilities, when you have the proper knowledge. With just a few adjustments here and there, many people save 100s a year.

Another simple step you can take is unplugging unnecessary appliances and devices rather than leaving them on standby. This can save you around $100 to $200 a year.

Also, wait to run your dishwasher, washing machine, and dryer until it is at full capacity. Don’t forget to turn off lights when you are going to leave a room for long periods of time.

If you are using broadband services such as landline, internet, or cable. Try looking into ways to lower your bill without incurring more fees. For instance, there may be another package you can switch to. Also, switching to direct payments may lower the cost of your payments as well.

Office Supplies

Even though you will be working online, you will have a need for most basic office supplies such as paper, ink cartridges, computers, desk, lamps, and chairs. The thing is most of us don’t think about how the smaller items are often recurring (i.e paper, ink).

One way I save money on office supplies is through programs like Amazon and HP’s subscriptions. They will send me paper and ink when I am low and need it or when I select to have it sent (i.e once every 2 months).

HP Instant Ink offers plans starting at $2.99 a month and it automatically ships the ink to me when it knows my printer is running low. I never have to worry.

I can also find cheap office furniture and supplies on Amazon. I then just use my Amazon prime membership to have the supplies shipped directly to me.


Working from home in itself is a great way to save money. With no need to travel you will save money on gas, lunches, coffee, and childcare, however, you will have the added expense of using your own utilities.

With a few simple adjustments around the house and a few simple budgeting tricks, you will be able to save tons of money working remotely. I hope these tricks will be useful to you.

We Want to Hear From You: What are your biggest work-from-home expenses? What advice do you have for other work from home moms and dads and freelancers who want to keep their costs down?

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